Imposter scams are becoming commonplace. If you receive a call from someone claiming to be an F&M Trust employee, don’t trust your caller ID - it may be an imposter attempting to gain access to your account. F&M Trust will not ask you to provide your online banking username and password and will never ask for sensitive personal information by text or email. Never click on any links that person might send you and, if you receive a verification code by text, phone, or email, do not give it to anyone. If you aren’t sure about the caller’s identity, please hang up and call F&M Trust directly at (717) 264-6116, or visit your local community office.
Show MoreIf you have arrived at the last decade of your work life, you may be excited about the idea of retiring in the not-so-distant future, but also uncertain about your financial readiness. In your “pre-retirement final mile,” you may have more questions than answers. This is the time to develop a written financial plan to answer your questions, make sure you are on track and help you stay on track.
Proper investing is as important as continuous and systematic saving for retirement. Taking the appropriate amount of investment risk is the first step. The definition of what is “appropriate” varies from one person to another, but taking no risk will significantly impact the ability of your nest egg to grow, and to keep up with inflation. Too much risk may leave you with sleepless nights.
An F&M Trust wealth advisor can help you evaluate not only what you will need to retire comfortably, but track your progress towards that goal with the appropriate amount of investment risk.
Need some advice right now? Reach out to our Wealth Management team.
The middle years are tricky enough. We have tips to help you navigate them.
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