Interest rates listed below are effective December 4, 2024.
Rates are subject to change.
Not all available terms and rates are listed for F&M Trust certificates of deposit and loans. Other rates and terms are available.
For additional product or rate information, please contact the nearest F&M Trust community office at (717) 264-6116 or (888) 264-6116.
IRA Savings Account | Dollar Range | Annual Percentage Yield |
---|---|---|
Tier 1 | $10,000+ | 0.15% |
Tier 2 | $500-9999.99 | 0.15% |
Tier 3 | $1-499.99 | 0.15% |
YourWay Premier | Dollar Range | Annual Percentage Yield |
---|---|---|
Tier 1 | $5000+ | 0.05% |
Tier 2 | $2500-4999.99 | 0.05% |
Money Management Account | Dollar Range | Annual Percentage Yield |
---|---|---|
Tier 1 | $500,000+ | 1.57% |
Tier 2 | $250,000-499,999.99 | 1.42% |
Tier 3 | $100,000-249,999.99 | 1.26% |
Tier 4 | $50,000-99,999.99 | 1.00% |
Tier 5 | $25,000-49,999.99 | 0.75% |
Tier 6 | $2,500-24,999.99 | 0.50% |
Account Disclosures - Truth in Savings(Reg DD) and Terms & Conditions |
CDs* | Dollar Range | Annual Percentage Yield |
---|---|---|
24-month CD | $5,000-24,999.99 | 2.60% |
24-month CD | $25,000-99,999.99 | 2.65% |
36-month CD | $1,000-4999.99 | 2.85% |
36-month CD | $5,000-24,999.99 | 2.85% |
36-month CD | $25,000-99,999.99 | 2.90% |
60-month CD | $1,000-250,000+ | 3.85% |
* Certain new money restrictions apply. |
Auto Loans | Annual Percentage Rate |
---|---|
4 year Auto Loan | As low as 6.89% |
5 year Auto Loan | As low as 6.74% |
6 year Auto Loan | As low as 6.99% |
FlexLOC Lock-In | Annual Percentage Rate |
---|---|
5 year Fixed Rate | As low as 6.49% |
10 year Fixed Rate | As low as 6.85% |
15 year Fixed Rate | As low as 7.00% |
Home Equity Line of Credit | Annual Percentage Rate |
---|---|
FlexLOC 12-month Intro Rate | As low as 5.99% |
FlexLOC Regular Rate | As low as 7.25% |
* Intro Rate available for new borrowers only. |
Personal Line of Credit | Annual Percentage Rate |
---|---|
Personal Line of Credit | As low as 12.25% |
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