We have been made aware of scammers attempting to contact F&M Trust customers and posing as bank representatives. Please remember F&M Trust will never ask for your account number, online banking password, or other confidential information. Do not click on links or respond to unexpected calls or texts. If you receive a suspicious call, disconnect and contact F&M Trust directly using the number listed on our website.
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Have you accumulated student loan debt? If so, you are not alone. We hear talk in the news of staggering U.S. student loan debt, but if properly prioritized, there is no reason your student loans should keep you from reaching your financial goals. Just getting your student loan debt down in writing — in your budget — is the first step to bringing what may seem to be an overwhelming sum into perspective.
First, budget the fixed amount of your monthly student loan debt bill into your budget. Then, if possible, plan to pay a little more in the “want” category of your budget. This way, you are making your regular student loan debt payments, thereby increasing your credit score but also paying down your loan faster, as your budget allows.
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