We have been made aware of scammers attempting to contact F&M Trust customers and posing as bank representatives. Please remember F&M Trust will never ask for your account number, online banking password, or other confidential information. Do not click on links or respond to unexpected calls or texts. If you receive a suspicious call, disconnect and contact F&M Trust directly using the number listed on our website.
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F&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.
Rita CarbaughSenior Mortgage Loan Officer
NMLS#210373
Complete the form to create an account and submit your application.
Rita is just an email, text message, or phone call away.
20 S. Main Street
Chambersburg, PA 17201
Office: 717.261.3567
Mobile: 717.372.6080
rita.carbaugh@f-mtrust.com
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