Previous | Avoiding the pitfalls of debt and overusing credit Next | How to safely use digital banking
August 15, 2024 / Megan Brindle
How to save on back-to-school shopping

How to save on back-to-school shopping

Back-to-school shopping doesn’t have to break the bank. With a bit of planning and strategy, you can save money without compromising on quality or needs. Here are a few tips to help you effectively save when shopping for back-to-school items:

  • Make a list and set a budget: Before heading out to shop, make a comprehensive list of everything you need. Setting a budget helps you prioritize and avoid overspending on impulse buys.
  • Take advantage of sales and discounts: Keep an eye on advertisements from local stores and online retailers for discounts on school supplies and clothing. Many stores also offer special promotions like buy-one-get-one-free deals or bundle offers that can significantly reduce costs.Graphic of a backpack and school supplies.
  • Shop online for convenience and deals: Online shopping often provides more opportunities for comparison shopping and finding deals. Additionally, signing up for newsletters or following social media accounts of retailers can give you early access to promotions and exclusive discounts.
  • Consider second-hand and thrift stores: For clothing, consider shopping at second-hand stores or thrift shops. You can often find gently used clothing items at a fraction of their original cost.
  • Buy in bulk for commonly used items: For necessities like notebooks, pens, and pencils, buying in bulk can save money in the long run. Splitting bulk purchases with friends or other parents can be a cost-effective strategy.
  • Plan for future needs: Stock up on items that will likely be needed throughout the school year when they are on sale. This prevents last-minute purchases at higher prices.

By following these tips, you can make back-to-school shopping a more budget-friendly experience without sacrificing the quality or quantity of items needed for the new school year.

 

This article was drafted with the aid of AI. Additional content, edits for accuracy, and industry expertise by Megan Brindle, manager of F&M Trust’s Orchard Park Community Office.

Recent Articles
How to safely use digital banking
How to safely use digital banking

How to safely use digital banking

October 03, 2024 / Ray Wills

It’s never too early to save for the holidays
It’s never too early to save for the holidays

It’s never too early to save for the holidays

September 26, 2024 / Pheonix Gilbert

How to set SMART financial goals
How to set SMART financial goals

How to set SMART financial goals

September 19, 2024 / Pheonix Gilbert

Why it’s important to invest financially early in your career
Why it’s important to invest financially early in your career

Why it’s important to invest financially early in your career

September 05, 2024 / Warren Hurt

Is it a good idea to pay off my mortgage early?
Is it a good idea to pay off my mortgage early?

Is it a good idea to pay off my mortgage early?

August 22, 2024 / Erin Sunday

Avoiding the pitfalls of debt and overusing credit
Avoiding the pitfalls of debt and overusing credit

Avoiding the pitfalls of debt and overusing credit

August 08, 2024 / Dave Winters

Teaching children to save money
Teaching children to save money

Teaching children to save money

July 24, 2024 / Mary Kate Mumper

What to consider when weighing a job offer
What to consider when weighing a job offer

What to consider when weighing a job offer

July 17, 2024 / Levi Crouse

Preparing for a recession
Preparing for a recession

Preparing for a recession

July 10, 2024 / Warren Hurt

Join our e-newsletter

Sign up for our e-newsletter to get new content each month.

NOTICE: YOU ARE LEAVING F&M TRUST!

You are now leaving the F&M Trust website. Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security or accessibility standards as ours. F&M Trust neither endorses nor guarantees offerings of the third-party providers, nor is F&M Trust responsible for the security, content or availability of third-party sites, their partners or advertisers.