
Teaching Children to Save: 4 Simple Ways to Build Smart Money Habits Early
April 23, 2025 / F&M Trust
It’s never too early to teach your child the value of money. Kids may not have bills or budgets yet, but developing smart saving habits at a young age lays a strong foundation for confident, capable financial decision making later in life…

Reducing Monthly Expenses
January 08, 2025 / Courtney Shauf
The new year presents a perfect opportunity to reevaluate your financial habits and work towards minimizing unnecessary expenses. By recognizing and eliminating detrimental spending patterns, you can free up valuable funds to redirect towards savings or debt reduction…