Imposter scams are becoming commonplace. If you receive a call from someone claiming to be an F&M Trust employee, don’t trust your caller ID - it may be an imposter attempting to gain access to your account. F&M Trust will not ask you to provide your online banking username and password and will never ask for sensitive personal information by text or email. Never click on any links that person might send you and, if you receive a verification code by text, phone, or email, do not give it to anyone. If you aren’t sure about the caller’s identity, please hang up and call F&M Trust directly at (717) 264-6116, or visit your local community office.
Show MoreOffer your employees an additional benefit through pension or retirement plans. We can make creating and maintaining a realistic retirement program easy, efficient and economical. Fulfilling the fiduciary responsibilities of your employee retirement plan can be challenging. If your business is like many others, you may sponsor an existing retirement plan or you may be in the process of sponsoring a new plan, and you realize that you do not have the time or expertise to meet all the fiduciary requirements. F&M Trust can help.
In today’s competitive job market, finding and keeping valuable employees can be a challenge. Today’s employees realize the benefit of working for a company with a good retirement plan more than many employers understand. In fact, studies show that when factoring the added value of an employer’s benefits into their employment decisions, an employer’s retirement plan offering falls within the top ten reasons employees chose to work and stay with an employer.
Benefits of offering an employee benefits plan also include:
F&M Trust offers comprehensive Fiduciary and Corporate Trustee Services, including:
We not only design and help you manage the day-to-day administration of your plan, but we can also serve as a Plan Fiduciary, Discretionary Trustee and/or Directed Trustee.
F&M Trust brings your business a lasting relationship with both you AND your employees by providing responsive and proactive service at all levels, including:
Regardless of the approach you select for your plan, our assistance can be of tremendous value in helping you fulfill your fiduciary obligations, avoiding problem areas, and keeping your retirement plan running smoothly.
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