We have been made aware of scammers attempting to contact F&M Trust customers and posing as bank representatives. Please remember F&M Trust will never ask for your account number, online banking password, or other confidential information. Do not click on links or respond to unexpected calls or texts. If you receive a suspicious call, disconnect and contact F&M Trust directly using the number listed on our website.
Show More

✔ $250 BONUS when you open a new Better Business Checking account
✔ UP TO $250 CREDIT on your first order of business checks
✔ $50 DISCOUNT on hardware for merchant credit card processing
✔ Up to 400 FREE items per monthly statement cycle
✔ NO minimum balance requirements
✔ NO monthly maintenance fee
✔ NO fee for currency deposited
✔ NO annual fee debit card with cash rewards
✔ Convenient business credit card
✔ Overdraft privilege service
✔ Bank@Work access for all your employees
✔ Free retirement planning consultation
✔ Online and Mobile banking with Xpress deposit
Plus, the responsive local attention you’ll only get from F&M Trust – your new favorite financial resource. Now that’s Banking Done Your Way.
Contact Us to get started.
*Offer valid 2/01/2026 through 3/31/2026. A minimum opening balance of $1,000 required to receive $250 new account bonus, awarded within 30 days of account opening through an account credit. Check discount/credit applied at the time of check ordering. As required by law, F&M Trust will report the value of the bonus to the IRS.
You are now leaving the F&M Trust website. Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security or accessibility standards as ours. F&M Trust neither endorses nor guarantees offerings of the third-party providers, nor is F&M Trust responsible for the security, content or availability of third-party sites, their partners or advertisers.